How To Find Out If Insurance Covers Weight Loss Surgery Breast Reduction Surgery and Health Insurance Options

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Breast Reduction Surgery and Health Insurance Options

Plastic surgery can be expensive and financing it may pose a problem. However, there are some procedures that may be covered by your insurance policy. Breast reduction surgery is one such procedure. So, if you want a breast reduction, under what circumstances will insurance pay and how do you get their support?

The first step is to contact your insurance company and ask them what they need for approval. Do not submit the request to them until you have every document they ask for. It might sound like a lot of work and hassle, but if you want to avoid the expense, it’s well worth it.

Ask yourself why you want this procedure. Is it purely cosmetic or is there a medical reason? Very large breasts can cause various problems – back and neck pain, poor posture, headaches and even weight gain due to lack of activity. If there is a medical reason, then you are one step closer to convincing the insurance to pay. If you just want smaller breasts for cosmetic reasons, then it will have to come out of your pocket.

What is the cause of your problem? Are you overweight or is it genetic? If you are overweight, your insurance company will want to know what you have done to try and lose weight. If necessary, your surgeon may need to document the breast size before the diet and the size after the diet to show that you have lost weight and that it has not affected the size.

Once it’s determined that weight loss won’t help, you need to see a doctor who documents your health problems and relates them directly to your weight and breast size. Macromastia is the medical term for this and the symptoms are back and neck pain, shoulder pain, headaches and damaged nerves.

Chronic pain and low self-esteem can literally affect every aspect of your life. They also hinder the ability to lead an active lifestyle – jogging, running and even lifting weights can be either impossible or achieved through poor or incorrect form, which leads to its own health risks. Make sure your surgeon notes everything related to your health problems.

It’s also important that the surgeon you choose is a top board-certified plastic surgeon and licensed to practice in your state. Your insurance company may be able to provide a list of approved surgeons. If not, verify his eligibility and make sure there are no pending complaints or legal suits filed against him.

It is even better if she is an expert in this field and specializes in breast reduction procedures. This is not only an important step in obtaining insurance coverage, but it is also critical to the success of your procedure. Any doctor can call himself a cosmetic surgeon and perform procedures and his only training may be a weekend seminar. A board certified plastic surgeon has gone through rigorous training and testing to get where he is today. Your insurance company will want this experience if they approve coverage.

Breast reduction can improve your life and health. Insurance often covers this procedure, but you have to meet certain requirements before they will approve it. Once they do, you’ll be on your way to living a more active and fulfilling life.

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